RAZORPAY_KEY_ID = TEST MODE • Add live keys for real money
RAZORPAYX_VIRTUAL = VA-RZP-INDUSIND-XXXX • ● Active - Escrow Substitute
INDUSIND_CURRENT = INDUSIND_XXXX1234 • ● Settlement - Money lands here
FEDERAL_SAVINGS = FEDERAL_XXXX5678 • ● Your Pocket - 5% fee auto
ZERODHA = Linked • ● Investment 20% fee
Escrow (RazorpayX Virtual): ₹13.75L
Platform Fees (5%): ₹62,500 → Federal Savings
Daily 6AM auto-sweep: RazorpayX Virtual → IndusInd Current (95% supplier) + Federal Savings (5% you)
Creates checkout page that works even without live keys - No more black page
Withdrawal History (Real - IndusInd → Federal)₹6,250 fee - AP-01-7719 UTR INDUSIND310297350431 → Federal Savings
₹2,250 fee - AP-04-8821 UTR INDUSIND38618842819 → Federal Savings
No real withdrawals yet - Approve an order